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Redecorating On A Budget

Every home needs a bit of revitalisation now and again. You see the same surroundings day after day, and so no matter how much you loved those floral curtains or that round dark wood coffee table when you first bought them, after time it is only natural that you grow tired of what you see. However, there is only one problem… we don’t all have endless pits of money. Most people don’t have the cash spare to turn their house upside down and completely change its image. But the good news is; you don’t have to. With the following tips, you can redecorate your home without breaking the bank…

Cushion crazy

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Replacing your sofa represents a large investment. However, by simply changing your cushions you can give your sofa an entirely new appearance. There are so many designs available nowadays. You can play around with different patterns, various textures and an array of colors. Don’t go for anything too matchy-matchy. Instead, buy a mixed selection to create your own unique style. A great place to start is Linens Direct. They have a wealth of diverse cushions for you to choose from.

Grab a paintbrush

You wouldn’t believe how much difference a lick of paint can make! It alters the entire mood and feel of a room. Swap your pastel shade for a bold and bright colour – it will give you an instant pick me up. Or, trade in that dark tone for a lighter shade – your space will feel refreshed and relaxed. Why not go for an accent wall? You will save even more money if you only have ¼ of the room to paint! Yet, the effect is still as big because you are creating a focal point which is really going to pop out and bring the room to life.

Recover and renew your current furniture

If you can’t afford new furniture, why not recover what you already had? Are you sick of that dull and boring brown armchair in the corner of the room? If so, why not buy a fun and funky fabric and recover it yourself? Not only will you save a lot of money, but you will end up with a unique piece which nobody else has. This is ideal for someone who likes to embark on a bit of DIY and let their creative side shine. Don’t only think about what you can see, but all of the senses, from how you feel in the room to your sense of smell. If you have been meaning to call for an AC repair for months now, do this before spending money on your sofas. You will never be comfortable in the room if the temperature is not right. Deal with all the small fixes first!

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Buy some new wall art

Last but not least, wall art can completely transform a space, but you need to think big if you want it to have a large impact on the overall vibe of the room. Thus, you can either purchase a large picture or you can opt to have loads of little ones together. The choice is of course yours. In fact, you don’t even have to go for a picture or a photograph. Wall letters i.e. the use of typography and wall stencils are really fashionable at the moment as well. All you need to do is search around on the internet and you will see that there are some really fantastic pieces available at unbelievable prices.

 

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Your Guide To Budgeting When You Have Big Dreams

If you have big dreams, budgeting might not sound like something you’re really keen on doing. Of course you want to live a lovely, luxurious lifestyle, but without budgeting you’ll usually be unable to make it there. People with an unhealthy money mindset often end up spending with no thought to the future, only focusing on their short term satisfaction and enjoyment. This might not seem so bad when you’re young, but the earlier you start to get out of these habits and replace them with smarter habits, the more comfortable and financially stable you’ll be as you age. Here, we’re going to talk about how you should be budgeting if you have big dreams. Take a look and see what you can do today!

1. Figure Out What Matters Most To You

First of all, you need to figure out what matters most to you. If you’re not a millionaire you’re going to need to know what’s most important so you can allocate money to those things accordingly. For example, do you like to go on trips with your family? If you do, then you might want to cut back on things like meals out and other things that are a drain on your finances.

Write a list of your top priorities so you can continue living a life you enjoy while taking care of your finances.

2. Start Being Grateful For What You Have

Usually, the urge to spend comes from thinking that you haven’t got enough already. Whether it’s more clothes, a new gadget, or something else, really look at what you already have. You already have everything you need, and purchases like this will only bring short term happiness. When you can be content with what you have and where you are now, you’ll feel so much better.

3. Know How And When To Save Money

Knowing how and when to save money will help you to make smarter buying decisions. For example, if you’re looking at buying something, could you buy it second hand? Alternatively, is there a way you can save money, such as using a discount code or a cashback site? Don’t shop without doing your research or considering your other options! Sure, it’s nice to have new stuff, but it can be far more satisfying to find a bargain.

4. Have A Plan In Place For Emergencies

You never know what’s just around the corner, so having a plan in place for emergencies will protect you and give you peace of mind. You can look at credit cards for bad credit no deposit if you really need one, but you should only ever consider using it if you have a genuine emergency on your hands. You should do your best to save up an emergency fund so you don’t have to use credit. Consider every eventuality, including losing your job and taking a pay cut. Having at least 6 months of living expenses in the bank is usually a good idea.

5. Set Your Goals in Stone And Come Up With A Plan

Having financial goals will help you to come up with a plan and work towards your dreams. Set your goals in stone by taking the time to think about them and write them down. How much money do you want to have? What sort of lifestyle would you like to live? How do you think you will achieve this? Keep your goals somewhere you will see them every day so that they are fresh in your mind.

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6. Avoid Impulse Buying

Impulse spending, as we previously mentioned, is pretty bad for your budget. Even the small purchases can add up, such as that fancy coffee that you insist on having. Instead, why not make your own coffee and buy a reusable cup? This can help you to save a lot over the course of a week/month. Every small purchase adds up, so be mindful with your spending.

7. Invest In Things That Truly Enrich Your Life

Investing in things that will truly enrich your life is never a waste of money. For instance, investing in yourself could give you the confidence to start a side hustle and start making more money, or it could help you to land a better job. Investing in things you know you’ll enjoy at home for a long time to come can also be nice and improve your lifestyle, such as a barbecue to host garden gatherings with friends.

8. Reassess And Improve Your Money Mindset

You can attempt to make as many changes to do with your budget as you like, but if you’re not actually changing the way you think, it’s unlikely to do much for you. You need to reassess and improve your money mindset if things are truly going to get better. Here are some pointers:

  • How do you feel about money currently? How do you feel this is affecting your ability to earn and your want to spend?
  • How did your parents feel about money?
  • What limiting beliefs do you have surrounding money?

There are all kinds of free resources that can help you to improve your money mindset!

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9. Have Money Meetings

Having money meetings with your family, or even just with yourself. Take this time to look at your budget and assess recent spending, as well as making sure you’re on track for the goals you set earlier on. Don’t get complacent!

10. Speak To Somebody Who Can Advise You

If you don’t know where to start, get some help from somebody who can advise you. A financial advisor, an accountant, or even somebody you know who is good with money.

11. Find Ways To Start Building True Wealth

Building true wealth is the key to achieving your dreams in the long run. For example, making small investments now can really pay off later. Also, having multiple income streams is the smartest way to make cash, as eventually, you’ll run out of time to swap for money like in a regular 9-5 job!

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Refreshing Your Home on a Budget

Our homes get a lot of use. Especially if you’ve got kids and pets. We spend a lot of time in our houses, and now a lot more of us are even working out of them. Your home is where you relax after a hard day. It’s where you are free to be yourself, to relax with your family, and to entertain your friends. It’s your own private space in the big wide world. It makes sense that we’d want our homes to look and function at their best. To keep us safe, to give us what we need to create sumptuous meals, to get a good night’s sleep and to unwind when we are stressed out.

But, with so much use, it’s no surprise that our homes can quickly start to look worn and tired. Things break, our décor becomes dated, and we can easily fall out of love with our homes. Unfortunately, while we’d love to always live in the home of our dreams, refurbishment and decoration can be very expensive, and not many of us can afford to undertake a full home makeover as often as we like.

Luckily, however, there are plenty of ways to refresh your home even on a tight budget. Ways to make small changes that can help you to fall in love with your home again. Easy things that you can do, to refresh your home without spending the world.

Refurbish Your Kitchen Cabinets

 

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A whole new kitchen can cost a fortune. You’ll often find that the cost of installation is at least as much as the kitchen itself, and you can face weeks without a kitchen while the work is being done. But, your kitchen is an important part of your home. For many people, it’s the heart of the house, and many modern families spend most of their quality time together in the kitchen, cooking, eating, doing homework and having fun together.

Fortunately, getting a brand-new kitchen isn’t the only way to refresh the room and give it a new lease of life. Check out https://kitchensacramento.com/kitchen-cabinets/ for remodelling and refurbishment options. Including refacing your cupboards which could only cost a fraction of the price.

Let More Light In

If your home has started to look dull and dark, the easiest way to brighten it up is literally brightening it up. Getting plenty of natural light doesn’t just brighten up your décor. It can also improve your mood, help you to get more vitamin D and help you to sleep better.

There are many great ways to increase the natural light in your home. You can switch to lighter curtains, paint your window frames a lighter color so that they reflect more light inside, add mirrors to the walls in smaller, darker spaces, trim back anything in your garden that might be blocking light and simply clean your windows.

Paint the Walls

Redecorating is very expensive. But, just painting the walls can be significantly cheaper. Even if you paint them the same color, a few shades lighter can brighten things up and make things look cleaner and fresher. Try to stick to neutral colors, so that you can change your accessories when you get bored without having to worry about clashing colors and schemes.

Hang Some Art

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Original artwork can be very expensive. So can prints if they are from a known artist or limited editions. But, there are so many other options. Frame wallpaper samples or bits of gift wrap that you love. Frame pieces from magazines or even your children’s artwork. Everything looks cool in a frame and hanging large pieces can add color and life to your home. Check out this cool free printable

Move Things Around

You don’t need to spend a penny to make your home look completely different. Just move things around. We get used to our furniture being in the same place, so moving it around can make your rooms look entirely different. Change the layout so that the seating faces each other instead of the TV and you’ll suddenly have a more sociable room with a new focus.

Cover Your Furniture

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Sofas and chairs are very expensive, but they don’t last forever. They can also be a large feature that draws focus in your rooms. So, if you are bored or your sofas need a new lease of life, instead of replacing them, cover them. You could recover your seat pads and cushions or simply buy big throws to cover them up when you fancy a change. This is a super simple way to refresh your room.

Throw pillows can also add a much needed pop of color, add texture and dramatically change the look of a room within minutes. Check out my favorite throw pillows this season: House Fenway’s Favorite Autumn Pillows

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Home Décor Hacks for $1

You’d be surprised at what one buck can buy you at the local dollar store. With a keen eye and a couple dollars in hand, you can pick up treasures that can fool most people into thinking that you spent much more. I’m a bargain hunter. I love to get a good deal, but what I love even more – surprising someone with the statement, “I got it at the dollar store!” *gasp* “Yes, the DOLLAR STORE.”

When I say dollar store items, I’m not talking about decorating with seasonal party supplies or a grouping of ceramic geese. I found items that with a little styling and imagination can easily be mistake for something from a higher-end retail store.

Here are some examples of some of my favorite finds and what I use them for around my house:

Hobnail Glassware

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What a perfect juice glass! These hobnail glasses add the perfect vintage touch and would look great on kitchen table for Sunday brunch. They are the perfect size for a refreshing glass of freshly squeezed OJ.

Glass Apothecary Jars

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I always need a little extra organization in my life. (who doesn’t?? lol) These petite glass apothecary jars are ideal for wrangling small items. I popped a couple of these on my bathroom counter to hold my cotton rounds, q tips and hair ties. What a great way to keep the bathroom tidy, store commonly used items at hand and add vintage style to your bathroom.

Ceramic Dinner Plates

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The dollar store is always a good spot to pick up some inexpensive dinnerware. (You won’t have to cry over a chipped plate…it was only a $1!) These neutral plates can be easily mixed and matched with dishes you already have.

P.S. The flowers and napkin where a dollar too! 🙂

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It is always a fun challenge to elevate dollar store items. I’d love to hear if you’ve ever had luck finding treasures from the dollar store. Message me, I’d love to share!

<3 Melissa @ House Fenway